OSMANOV.KZ
All programsSubsidized

7-20-25

State program for commissioned primary housing.

Limited funding

Key conditions

Rate
7%
AEIR
7.22–7.8%
Down payment
20%
Term
25 years
Maximum loan
24 000 000 ₸
Housing market
PRIMARY

Important conditions

Funding depends on operator limits; availability varies by bank.

The bank makes the lending decision.

Verified: 2026-09-08

Where to apply

Halyk Bank
Queue
Онлайн-очередь в приложении Halyk
Official conditions
Bank CenterCredit
Status being confirmed
Official conditions
Altyn Bank
Status being confirmed
Official conditions
Eurasian Bank
Status being confirmed
Official conditions
Freedom Bank Kazakhstan
Status being confirmed
Official conditions
Bank RBK
Status being confirmed
Official conditions
ForteBank
Status being confirmed
Official conditions
Bereke Bank
Status being confirmed
Official conditions

Sources

Программа 7-20-25
Казахстанский фонд устойчивости · 2026-09-08

Увеличены лимиты на покупку жилья
Национальный Банк Казахстана · 2026-09-08

Program conditions may change. Check current terms with the bank before applying. Calculations are informational.